I became a single mom with a 560 credit score after my divorce. I remember staring at bills, feeling embarrassed, overwhelmed, and honestly… scared. I didn’t know where to start. I just knew I had to pick myself up for my kid and for my future.

So I started small — tiny habits, little bits of money hygiene, one steady choice at a time. No magic tricks. No overnight miracles. Just consistency.

And slowly, things changed.

• I got out of debt.
• I paid for college.
• I bought my own house.
• I bought my own car.
• I started getting better deals because my credit was finally working for me instead of against me.
• And eventually… I reached an 850 credit score.

That journey changed my life. And it changed how I see money, habits, and confidence.

I became a certified Ramsey Personal Finance Coach because I wanted to help people the way I wished someone had helped me — with honesty, compassion, and practical steps that fit real life.

I’m not here to judge you.
I’m not here to pressure you.
I’m here because I’ve lived this.
And I know how powerful small, steady habits can be.

Let’s take this one step at a time — together.